Highly Experienced and Successful

Chicago Bankruptcy Attorney

Get out of debt and live your life in color.

Immediate protection from creditors. Guaranteed relief from debt. Reorganize under chapter 13 or to get a fresh start under chapter 7.

Bankruptcy is the surest, fastest, least expensive, and least stressful way to financial freedom

Bankruptcy Is the Surest Way to Stop Creditors and to Erase Debts You Don’t Want

Bankruptcy is the surest way to stop collections actions and to eliminate debt because the  Bankruptcy Code is federal law.
And federal law:
  • mandates creditors to stop collections actions
  • frees you from debts by destroying the contracts you signed with your creditors

Your creditors must comply with federal law or face getting sanctioned by a federal judge.

  • You will not need to negotiate with your creditors.
  • You will not need to ask your creditors for more time.
  • You will not need to submit yourself to their demeaning abuse.

You will simply use the Bankruptcy Code to accomplish your goals — a financial fresh start.

The Bankruptcy Code is the surest way to stop collections and to eliminate your debts. There are no ifs, ands, or buts about it.

Bankruptcy Is the Fastest Form of Debt Relief

Bankruptcy will stop collections and lawsuits in their tracks the instant you file your case. And with chapter 7 you can eliminate your debts in as little as 4 months.

Bankruptcy is fast.

This is possible because:

  • the bankruptcy automatic stay requires creditors to stop their actions the instant you file your case
  • the Bankruptcy Code provides that, generally, a chapter 7 case should be completed in about 4 months

This is why the Bankruptcy Code is the perfect law to stop creditor actions that need your immediate attention, such as:

  • pending collections lawsuits
  • foreclosures
  • wage garnishments
  • driver’s license suspensions
  • you name it …

… and why the Bankruptcy Code is also the perfect law to quickly remedy the long term consequences of living with overwhelming and unmanageable debts, such as:

  • health problems from debt related stress
  • strained family relationships due to money problems
  • no savings for a rainy day
  • no retirement savings
  • I’m sure you can think of many more

Bankruptcy is fast. Use it. Don’t live in the past. Live in the present. Prepare for the future.

Bankruptcy Is the Least Expensive, Too

The Bankruptcy Code allows you to deal with ALL of your creditors and ALL of your debts ALL at once — under one proceeding.

This means that you don’t have to deal with each creditor individually — which is time consuming and expensive.

This streamlining is one of the main goals of the Bankruptcy Code.

If you are sued by two or three different creditors, you will have to defend each lawsuit separately. Each lawsuit will have its own court dates, court costs, and legal fees.

It will be time consuming, expensive, and there will be no guarantees of winning.

Settling with your creditors is also a crapshoot. It’s time consuming and there are no guarantees you will get a good deal or a deal at all.

Remember, you will be playing the creditor’s game.

Bankruptcy on the other hand, funnels in all your creditors into one legal proceeding in bankruptcy court where you can deal with all your creditors at one time and under one set of federal rules — and the bankruptcy judge makes sure everyone plays by the rules.

While your bankruptcy case is pending lawsuits and collections must stop.

This means you will only pay one set of court costs and only one set of legal fees to stop your creditors and eliminate your debts.

Don’t waste your time, effort, money, and emotions. Use the Bankruptcy Code for what it’s designed to do:  to stop creditors and eliminate debt for one low flat fee.
 
Bankruptcy is simply the most affordable way to stop creditors and wipe-out debts.

Bankruptcy Is Definitely the Least Stressful

Once you file your case with the bankruptcy court creditors must instantly stop their collections against you — that’s the law.

If they don’t, your bankruptcy judge will hold them accountable by imposing sanctions.

  • No more freaking out when the phone rings.
  • No more worrying about getting sued.
  • No more worrying about getting your wages garnished or bank accounts frozen.

The Bankruptcy Code virtually guarantees that you will be free from creditor harassment and interference from the moment you file your case — it’s federal law.

Sleep well again. Enjoy your family again. Enjoy your life again.

CONGRATS
You're here. You'll learn that the Bankruptcy Code is the relief you are seeking

Taking that first step to deal with your creditors and their debt collectors can be daunting.

  • You may not know your rights
  • This may be your first time interacting with a lawyer
  • Heck, you may still be getting used to the idea of bankruptcy.

So a congrats really is in order for taking this first step.

And have no fear. You’re in the right place. I’m here to educate, support, assist, and pump you up.

After you’re done browsing this website you’ll have a basic understanding of bankruptcy law and how it will improve your life immensely.

Take control with the U.S. Bankruptcy Code and start living your life in color.

Bankruptcy really is the ultimate debt relief.

Need help or have questions? Schedule a Free Consultation with Arthur Corbin.

FIRST

here's some initial information

Bankruptcy Is a Logical and Responsible Decision

Stop thinking with your emotions. Evaluating bankruptcy law as your debt relief option is a logical decision — it’s a business decision.

Think of yourself as a mini corporation with your family as the shareholders. Use all available laws to benefit yourself and your shareholders — that’s what well-managed corporations do.

You Did Nothing Wrong

Unless you never intended to pay back your debts from the outset (this is called fraud), it’s not your fault for taking advantage of the Bankruptcy Code.

Most people who use our bankruptcy laws are victims of unfortunate circumstances which wreck havoc on their finances:

  • Loss of employment or downturn in business
  • Family separation or divorce
  • Serious health problems

Think about it. What’s the cause of your predicament?

The Bankruptcy Code has build-in provisions to determine is you’re eligible to reduce or eliminate your debts. The law will dictate whether you qualify or not. Use it.

Creditors Will Come Around Again

Creditors and their debt collectors are corporations that don’t give a damn about you — you are just a money sign.

Creditors don’t hesitate to take advantage of any available laws to maximize profit without any concern about your or your family’s well-being — it’s just business.

Use the Bankruptcy Code to eliminate the bad business relationships. Wipe-out your debts and creditors will come around again. Guaranteed. Why? Because this is how our system works — it’s just business.

Your Life Will Improve Immensely

If bankruptcy makes sense (it doesn’t make sense for everyone), chances are your life will improve immensely.

Stress will be reduced. Family relations will improve. Credit score will improve. You’ll be able to sleep better. The Bankruptcy Code is the only way to guarantee an immediate stop to harassment and the elimination of unwanted debts.

You’ll be in control again — of your finances, your future, your life.

NEXT

get to know the
basics

Bankruptcy Code Basics

Learn About Bankruptcy

I'll introduce you to the bankruptcy players, most important concepts, and some vocabulary.

Learning about these basics will help you understand how bankruptcy works and if it's the right debt relief option for you.

Go to Bankruptcy Basics

NOW

learn about creditors, debts, and issues

Most people have a combination of different types of debts. And different debts can cause different issues.

In bankruptcy, these debts are classified into categories and priorities. The categories and priorities receive different treatment.

Accordingly, your debts will generally dictate the appropriate bankruptcy chapter (either chapter 7 or chapter 13) you will need to file under to attain your goals.

FINALLY

get the details about the bankruptcy types

Individuals generally file under either chapter 7 or chapter 13 of the U.S. Bankruptcy Code.

To a large extent, your circumstances will dictate if bankruptcy is the right form of relief. And if it is, the appropriate bankruptcy chapter to file under.

Your circumstances include your goals, assets, income, expenses, and types of debts.

Below you will find information about each bankruptcy chapter.

LIQ·UI·DA·TION

Chapter 7
Bankruptcy

Chapter 7 Basics

Liquidation: the lightning-quick bankruptcy

This is the “fresh start” chapter of the Bankruptcy Code. You can use chapter 7 to immediately stop collections and lawsuits, and to eliminate your debts in about 4 months.

RE·STRUC·TUR·ING

Chapter 13
Bankruptcy

Chapter 13 Basics

Strategic Restructuring: debt consolidation and reduction

Consolidate, reduce, and reorganize your debts so you can keep your assets. Use chapter 13 to catch-up on your mortgage, car loan, and to eliminate general unsecured debts by paying only what you can afford.

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